Your goals our planning = total strategy
With the advent of the new CMG Home Ownership Accelerator, changes in Reverse Mortgages, and recent Federal adjustments to loan caps and credit requirements, numerous new and better options for debt management and wealth accumulation are available to you. Thus a new look at the creation or updating of your mortgage plan is timely.
Do you view your mortgage as a loan or a financial instrument? For most people their mortgage represents their largest and most important debt obligation while their home represents their most significant and largest asset. Yet, most consumers lack a plan to manage their mortgage. This isn’t the fault of the consumer. Quite simply, the tools and training necessary to provide complete analysis have been absent from the mortgage industry, until now. In addition, the typical mortgage broker/banker has not been willing to take the time to assist their customers in the analysis and preparation of a plan.
TeamLink* is one of a rare group of mortgage planners in the nation who have invested in the technology, tools and training necessary to deliver a comprehensive mortgage plan. A mortgage plan which allows you to consider several mortgage options and determine the strategy that best helps you to accomplish your goals.
A mortgage plan will have a powerful impact on your overall financial plan. Consumers who secure the services of a qualified mortgage planning professional are uniquely empowered to make solid decisions. Whether it be optimizing equity or debt, aligning your mortgage with financial goals, adjusting for life events, or saving money through identifying the lowest cost transaction, a mortgage plan clarifies your options and illuminates quality decisions.
Mortgage Plan Benefits
- Understand how to identify the lowest and best cost options.
- Accelerate your goals by determining your “Freedom Point”
- Integrate your mortgage into your overall financial plan
- Optimize your equity and debt configuration.
Among the tools used by TeamLink* in the analysis and preparation of a Personal Mortgage plan are the following:
- Total Cost Analysis is a tool which allows you to compare different loan programs side by side. This tool will highlight the cost of different loan programs on a net cost over time basis.
- Monthly Mortgage Review is critical in that it compares monthly payments to the current market and reinforces the value of integrating your mortgage decision into your financial plans.
- Equity Repositioning Analysis is a report that summarizes current liabilities, and then spells out a recommended debt structure.
- Other Reports:
- Piggy Back Analysis
- Sub Prime Debt Consolidation
- Rent vs. Own 80-10-10
- Point Analysis with Term Reduction
- Debt Free Analysis
- Eliminating Bad Debt & Investing Savings
To request your Personalized Mortgage Plan, you will need to complete the following 4 step process:
- Step 1: Complete an on-line loan application (1003)
- Step 2: Authorize a credit check
- Step 3: Complete questionnaire
- Step 4: Participate in a telephone review of your goals, credit and property value with a member of TeamLink*.
* TeamLink is Link Home Mortgage’s professional staff; mortgage planners, originators, processors and underwriters.
Your goals our planning = total strategy
With the advent of the new CMG Home Ownership Accelerator, changes in Reverse Mortgages, and recent Federal adjustments to loan caps and credit requirements, numerous new and better options for debt management and wealth accumulation are available to you. Thus a new look at the creation or updating of your mortgage plan is timely.
Do you view your mortgage as a loan or a financial instrument? For most people their mortgage represents their largest and most important debt obligation while their home represents their most significant and largest asset. Yet, most consumers lack a plan to manage their mortgage. This isn’t the fault of the consumer. Quite simply, the tools and training necessary to provide complete analysis have been absent from the mortgage industry, until now. In addition, the typical mortgage broker/banker has not been willing to take the time to assist their customers in the analysis and preparation of a plan.
TeamLink* is one of a rare group of mortgage planners in the nation who have invested in the technology, tools and training necessary to deliver a comprehensive mortgage plan. A mortgage plan which allows you to consider several mortgage options and determine the strategy that best helps you to accomplish your goals.
A mortgage plan will have a powerful impact on your overall financial plan. Consumers who secure the services of a qualified mortgage planning professional are uniquely empowered to make solid decisions. Whether it be optimizing equity or debt, aligning your mortgage with financial goals, adjusting for life events, or saving money through identifying the lowest cost transaction, a mortgage plan clarifies your options and illuminates quality decisions.
Mortgage Plan Benefits
- Understand how to identify the lowest and best cost options.
- Accelerate your goals by determining your “Freedom Point”
- Integrate your mortgage into your overall financial plan
- Optimize your equity and debt configuration.
Among the tools used by TeamLink* in the analysis and preparation of a Personal Mortgage plan are the following:
- Total Cost Analysis is a tool which allows you to compare different loan programs side by side. This tool will highlight the cost of different loan programs on a net cost over time basis.
- Monthly Mortgage Review is critical in that it compares monthly payments to the current market and reinforces the value of integrating your mortgage decision into your financial plans.
- Equity Repositioning Analysis is a report that summarizes current liabilities, and then spells out a recommended debt structure.
- Other Reports:
- Piggy Back Analysis
- Sub Prime Debt Consolidation
- Rent vs. Own 80-10-10
- Point Analysis with Term Reduction
- Debt Free Analysis
- Eliminating Bad Debt & Investing Savings
To request your Personalized Mortgage Plan, you will need to complete the following 4 step process:
- Step 1: Complete an on-line loan application (1003)
- Step 2: Authorize a credit check
- Step 3: Complete questionnaire
- Step 4: Participate in a telephone review of your goals, credit and property value with a member of TeamLink*.
* TeamLink is Link Home Mortgage’s professional staff; mortgage planners, originators, processors and underwriters.